Techfoliance Team | On 11 January 2017

Techfoliance is back on the road to go and meet the global Fintech community. Our ambition is to highlight emerging trends to better understand the future of finance. Our next stop will be Paris.

At the end of the month, our team will be at the Paris Fintech Forum, one of the biggest event in Fintech. Check out here to have more information !

As part of our pre-work to map the local Fintech ecosystem, we are sharing with you insights on one topic and we highlight 20 Fintech start-ups that will try to convince more than 1,200 professionnals and investors during the two-days event!

Episode 2 - Neo Banks: from buzz to reality

[See previous Episode on payments solutions]

The term ‘NeoBank’ has been part of the buzzwords in 2016 in the banking sector along with Blockchain or Artificial Intelligence. And yet, it is still impossible for most people to explain the difference between a Challenger Bank and a NeoBank or an iBank or even an Online Bank.

What we know is that the banking sector is facing huge challenges with the shift in demographics and the very low customer confidence toward traditional actors. But will emerging actors be disruptive in their business models or are they (we quote) “just fancy sotware”?

We suggest that you read Burnmark’s study on Challenger Banking published last October 2016. The study shows how a new breed of technology-driven and customer-centric financial institutions, aptly named challenger banks, are bidding to transform the banking landscape as we know it.

Fintech20 Focus of the week:

Logo	Name	Description	Country	Sector
	Currency Cloud	Powering Global Payments	United Kingdom	Payment
	Curve	Carry all cards in one card - Save time, money and stay secure.	United Kingdom	Payment
	dejamobile	Dejamobile is a software solution provider of mobile secure transaction services in the fields of payment and retail, m-ticketing, access control & smart cities	France	Software
	Attic Lab	Open source blockchain platform	Ukraine	Blockchain
	ePaisa	enabling commerce® - SaaS Point of Sale. Features include Cash Register, Payments, Inventory, VAS & eCommerce Marketplace & more.	India	Payment
	eToro	World's leading social trading network	Israel	Trading
	Eurobits Technologies	Eurobits Technologies is a leading provider of Data Aggregation Services, Electronic Invoicing and E-Banking Benchmarking	Spain	Payment
	Expensya	Easily manage your expense reports	France	Software
	FAMOCO	Enabling NFC Service	France	Payment
	FIDOR	Fidor offers an easy to use Banking Account for money management	Germany	Personal Finance
	FinanceFox	Your pocket insurance manager	Switzerland	Insurance
	Finanzarel	Alternative finance platform for SMEs	Spain	Crowdlending
	Finexkap	Alternative finance platform for SMEs	France	Factoring
	FINTONIC	All your accounts and cards, or only one.	Spain	Personal Finance
	FIZEN	Accounting made easy.	France	Accounting
	Fluo	Manage all your insurances in one place.	France	Insurance
	Compte Nickel	The first account without a bank.	France	NeoBank
	Fractal Labs	Data Driven Decisions. Connecting Entrepreneurs with Capital.	United Kingdom	Artificial Intelligence
	Fraugster	Anti-fraud company with the goal of eliminating fraud and increasing our customers’ profits.	Germany	Payments security
	Fundvisory	Robo-advisory as a Science.	France	Robo-advisor